Owner Financing – Wrap Arounds Are Viable Sale or Purchase Options in Houston TX Today

Houston Investors Need to Keep Their Options Open When Selling

With over 90% of mortgage loans owned or guaranteed by the U.S. government, lending requirements have tightened to the point that many otherwise qualified borrowers are unable to buy a homes in Greater Houston TX, especially with higher credit score and down payment requirements as well as private mortgage insurance. FHA loans, for example, require mortgage insurance on every loan.

Home sales due to tight lending have been held back as much as 15% in some areas of the country, estimates the National Association of REALTORS®. That’s left many homeowners and homebuyers frustrated.

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